Credit Abuse Resistance Education

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CARE Logo

Credit Abuse Resistance Education (CARE) is a national program founded by the U.S. Bankruptcy Court, WDNY and the Bankruptcy Committee of the Monroe County Bar Association. It was founded in 2002 by U.S. Bankruptcy Court, Chief Judge John C. Ninfo, II (retired).^{[citation needed]}

CARE is a free financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are the perfect supplement to any financial literacy program offered by you or your school, especially to any unit on consumer credit, and they can be made during individual classroom periods or to larger student groups, including senior assemblies. CARE's primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at a time when they carry a very low Financial I.Q.^{[citation needed]}

CARE has a presence in all 50 states and the District of Columbia.^{[citation needed]}

CARE Advisory Board

Judge John C. Ninfo, II; U.S. Bankruptcy Court, Western District of New York - retired

Paul Groschadl; Woods Oviatt Gilman, LLP

Joe Schorer; Kirkland & Ellis LLP

Allen Guon; Shaw Gussis Fishman Glantz Wolfson & Towbin LLC

CARE Judicial Advisory Board

David D. Bird; Clerk, U.S. Bankruptcy Court, District of Delaware

Brad Bolton; Clerk, U.S. Bankruptcy Court, District of Colorado

Judge Sidney B. Brooks; U.S. Bankruptcy Court, District of Colorado

Judge Carla E. Craig ; U.S. Bankruptcy Court, Eastern District of New York

Judge Dennis R. Dow ; U.S. Bankruptcy Court, Western District of Missouri

Judge A. Benjamin Goldgar; U.S. Bankruptcy Court, Northern District of Illinois, Eastern Division

Judge Jeffery P. Hopkins; U.S. Bankruptcy Court, Southern District of Ohio

Judge Laurel Myerson Isicoff; U.S. Bankruptcy Court, Southern District of Florida

Judge Margaret M. Mann; U.S. Bankruptcy Court, Southern District of California

Judge Catherine Peek McEwen; U.S. Bankruptcy Court, Middle District of Florida

Judge C. Ray Mullins; U.S. Bankruptcy Court, Northern District of Georgia

Judge Pamela Pepper; U.S. Bankruptcy Court, Eastern District of Wisconsin

Judge Barry Russell; U.S. Bankruptcy Court, Central District of California

Judge Paul R. Warren; U.S. Bankruptcy Court, Western District of New York